Debt help

Reduce your debt by up to 75%

Get your free debt assessment

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"4 Pillars explained all our options in an easy to understand way. Thanks to their expertise and knowledge, restructuring our debt was easy."

Cathy & Jim T., Mill Worker (Actual Client)

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"We would like to extend our appreciation for your unwavering ability and professionalism at this trying time for us. I would highly recommend 4 Pillars to anyone."

Ken T., Telecommunications Specialist (Actual Client)

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"I wanted to thank-you once again for leading us to the path of sanity. In other words breathing and living again. I have finally relaxed enough to be able to get a good nights sleep. Thanks again for all of your help and encouragement through our stressful times."

Terry & Chuck S., Health Inspector (Actual Client)

Why turn to 4 Pillars when you need debt help?

We work for you, not your creditors, by acting as a mediator and negotiating a new debt repayment plan on your behalf and saving you thousands of dollars in the process. Since 1998, 4 Pillars has helped thousands of Canadians in settling almost $1 Billion in consumer debt. Settlements can be as low as 25% of the original debts owed. We negotiate the lowest possible settlements to help you repay bad debt and become debt free while preventing bankruptcy.

For a free, confidential debt assessment and advice call (866) 690-DEBT or fill out the form above. With assistance, debt freedom is closer than you think.

We offer debt help programs that are a good option if you:

  • Have $10,000 or more in unsecured debt
  • Can't meet monthly minimum payments
  • Want to avoid bankruptcy and future credit problems
  • Can repay greatly reduced debt (at 0%) over a 12 to 48 month period
  • Would like reduced debt, controlled finances and relief from stress

Debt help, and financial freedom, are closer than you think. Contact us today!

We have offices all over Canada

We're Canadian and proud of it! For over ten years we've helped Canadians get out of unmanageable debt situations and get a second chance at their financial lives.

We live in Canada. We know the rules, we know the unique legislation of both the country and each Province. Don't risk a settlement that will leave you needing to file bankruptcy years later due to improper filing - get it done right with 4 Pillars.

Map of 4 Pillars locations across Canada